Comments for GoGreenWithFHA.com http://www.gogreenwithfha.com Focused on Financing Green Renovation Wed, 07 Jan 2009 09:12:39 +0000 http://wordpress.org/?v=2.5.1 Comment on Focus on Green Building Materials — Eco-Friendly Paint by anna http://www.gogreenwithfha.com/2008/12/focus-on-green-building-materials-eco-friendly-paint/#comment-387 anna Tue, 23 Dec 2008 20:43:00 +0000 http://www.gogreenwithfha.com/?p=47#comment-387 My experience with alot of these low voc paints, is they still smell. Certain tints make them smell more. For example, yellows in EcoSpec smell alot. So, I would still tell people to open their window for ventilation. The smell goes away but it is obviously emitting something. I even used a nonvoc paint and its primer smelled alot. If you are sensitive, consider using AMF Safecoat which was formulated for chemically sensitive people. Anna www.green-talk.com My experience with alot of these low voc paints, is they still smell. Certain tints make them smell more. For example, yellows in EcoSpec smell alot. So, I would still tell people to open their window for ventilation. The smell goes away but it is obviously emitting something.

I even used a nonvoc paint and its primer smelled alot. If you are sensitive, consider using AMF Safecoat which was formulated for chemically sensitive people.

Anna http://www.green-talk.com

]]> Comment on Save by the Gallon with a Bathroom Remodel by Rates at Historic Lows — Now is the Time To Renovate Green! http://www.gogreenwithfha.com/2008/11/save-by-the-gallon-with-a-bathroom-remodel/#comment-365 Rates at Historic Lows — Now is the Time To Renovate Green! Tue, 16 Dec 2008 19:14:07 +0000 http://www.gogreenwithfha.com/?p=44#comment-365 [...] Bathroom Renovations [...] [...] Bathroom Renovations [...]

]]> Comment on About Me by Sara Thompson http://www.gogreenwithfha.com/about/#comment-233 Sara Thompson Thu, 20 Nov 2008 19:20:05 +0000 http://www.gogreenwithfha.com/?page_id=2#comment-233 Good Day Jonathon, I am thoroughly enjoying your website and all of the useful information. Thank you. I have been a realtor and operated a home renocvation business in the Seattle area for the past twelve years. I am currently looking at a shift to build green renovations exclusively and see a strong need for that in my area. Part of the services i would like to offer are loan options for home owners that I may be working with on a Green renovation project. The exact path for me is not completely clear to me yet. Do you have any suggestions? Some of the options would be to go to work for a company like Ecohaus as an employee and work on design projects and sales for the company or to get set up as a corporation and work independantly for home owners. Option two gives me more flexability to work on public projects and deal with the financing side as well. I recently haave been working on a library renovation plan where a firehall would be converted into a library. In the focus group discussions building green was at the top of the list. Any input from an expert like yourself is greatly appreciated. Have a great day! Sincerely, Sara Thompson Good Day Jonathon,
I am thoroughly enjoying your website and all of the useful information. Thank you. I have been a realtor and operated a home renocvation business in the Seattle area for the past twelve years. I am currently looking at a shift to build green renovations exclusively and see a strong need for that in my area. Part of the services i would like to offer are loan options for home owners that I may be working with on a Green renovation project. The exact path for me is not completely clear to me yet. Do you have any suggestions? Some of the options would be to go to work for a company like Ecohaus as an employee and work on design projects and sales for the company or to get set up as a corporation and work independantly for home owners. Option two gives me more flexability to work on public projects and deal with the financing side as well. I recently haave been working on a library renovation plan where a firehall would be converted into a library. In the focus group discussions building green was at the top of the list.
Any input from an expert like yourself is greatly appreciated.
Have a great day!
Sincerely,
Sara Thompson

]]> Comment on How Green Renovation Can Help Solve the Foreclosure Crisis by Mark Green http://www.gogreenwithfha.com/2008/10/how-green-renovation-can-help-solve-the-foreclosure-crisis/#comment-131 Mark Green Thu, 06 Nov 2008 00:10:42 +0000 http://www.gogreenwithfha.com/?p=43#comment-131 Hi Jonathan, You have really hit the nail on the head here - fantastic work. The thing that's always been lacking regarding green construction is dialogue. Thanks for providing this platform and please let me know how I can help you get the word out. Mark Green... Hi Jonathan,

You have really hit the nail on the head here - fantastic work. The thing that’s always been lacking regarding green construction is dialogue. Thanks for providing this platform and please let me know how I can help you get the word out.

Mark Green…

]]> Comment on 10 Good Benefits Consumers Should Consider For Building or Remodeling Green by Qing-jao http://www.gogreenwithfha.com/2008/07/10-good-benefits-consumers-should-consider-for-buying-or-remodeling-green/#comment-109 Qing-jao Wed, 29 Oct 2008 06:14:22 +0000 http://www.gogreenwithfha.com/?p=20#comment-109 Well written article. Well written article.

]]> Comment on Focus on Green Building Materials — Terrazzo by david Dawes http://www.gogreenwithfha.com/2008/09/focus-on-green-building-materials-terrazzo/#comment-95 david Dawes Wed, 08 Oct 2008 07:17:51 +0000 http://www.gogreenwithfha.com/?p=37#comment-95 Dear Sir, I am very intrested in Terrazo as a building material for a swimmingpool after I saw it in a resort in Thailand. I am in the process of designing a pool in Mallorca (Balearics) and Any information on cost or companies in that area who are familiar with it would be very helpfull. Kind Regards, David Dawes Dear Sir,

I am very intrested in Terrazo as a building material for a swimmingpool after I saw it in a resort in Thailand.

I am in the process of designing a pool in Mallorca (Balearics) and Any information on cost or companies in that area who are familiar with it would be very helpfull.

Kind Regards,

David Dawes

]]> Comment on FHA 203K Loans — The Complete Guide by Jonathan Blackwell http://www.gogreenwithfha.com/2008/07/fha203kloans/#comment-72 Jonathan Blackwell Tue, 30 Sep 2008 13:57:05 +0000 http://www.gogreenwithfha.com/?p=26#comment-72 Thanks Simon, I'm glad you enjoyed it. First of all the timeframe will vary depending on whether or not you are doing a full 203K (over $35,000 or structural improvements) or a streamline 203K (under $35,000 and cosmetic). The latter needs less time. As far as the multiple lenders are concerned you can certainly shop around some, but on this type of loan you need an experienced loan officer as there are a number of caveats and often times up front money that could be at risk if the loan doesn't close. Don't get too hung up on rate. Tim, the 203K is a first lien mortgage product only. Thanks Simon, I’m glad you enjoyed it. First of all the timeframe will vary depending on whether or not you are doing a full 203K (over $35,000 or structural improvements) or a streamline 203K (under $35,000 and cosmetic). The latter needs less time.

As far as the multiple lenders are concerned you can certainly shop around some, but on this type of loan you need an experienced loan officer as there are a number of caveats and often times up front money that could be at risk if the loan doesn’t close. Don’t get too hung up on rate.

Tim, the 203K is a first lien mortgage product only.

]]> Comment on FHA 203K Loans — The Complete Guide by Simon http://www.gogreenwithfha.com/2008/07/fha203kloans/#comment-71 Simon Tue, 30 Sep 2008 09:14:52 +0000 http://www.gogreenwithfha.com/?p=26#comment-71 Jonathan: Thanks for the great info. I have just put an offer in on a bank owned home in West Bloomfield, Mi. My realtor isn't real expirenced w/ 203(k)'s. My initial offer has a contingency upon approval of FHA financing with a 203k renovation loan. Is this going to be sufficient enough? Do we need to have something in there to give us a longer timeframe? I'm also looking for an expirenced 203k person that can help me out w/ financing. Can you reccomend someone in the metro Detroit area? Although I'm goung FHA, should I still try to get multiple lenders involved to to get a better rate or are the costs pretty simular when it comes to FHA? Thanks, Simon Jonathan: Thanks for the great info. I have just put an offer in on a bank owned home in West Bloomfield, Mi. My realtor isn’t real expirenced w/ 203(k)’s. My initial offer has a contingency upon approval of FHA financing with a 203k renovation loan. Is this going to be sufficient enough? Do we need to have something in there to give us a longer timeframe? I’m also looking for an expirenced 203k person that can help me out w/ financing. Can you reccomend someone in the metro Detroit area? Although I’m goung FHA, should I still try to get multiple lenders involved to to get a better rate or are the costs pretty simular when it comes to FHA?

Thanks, Simon

]]> Comment on Focus on Green Building Materials — Reclaimed Exotic Hardwood by kristina http://www.gogreenwithfha.com/2008/09/focus-on-green-building-materials-reclaimed-exotic-hardwood/#comment-70 kristina Sun, 28 Sep 2008 22:56:33 +0000 http://www.gogreenwithfha.com/?p=40#comment-70 so how much is this exotic reclaimed wood, and where can i get it? so how much is this exotic reclaimed wood, and where can i get it?

]]> Comment on FHA 203K Loans — The Complete Guide by Tim http://www.gogreenwithfha.com/2008/07/fha203kloans/#comment-40 Tim Wed, 27 Aug 2008 14:10:25 +0000 http://www.gogreenwithfha.com/?p=26#comment-40 Hi, Jonathan Just stumbled on your blog. I'm in the process of renovating a house I just purchased (I closed yesterday, in fact) and I plan to remodel the house in a very green way. I've even started a blog (EcoRemodelers.com) to track and show how others can do it, too. My question - can the FHA 203K act as an additional loan on top of my current mortgage to cover the fees of this remodel? I bought the house for more than $20k below the current assessed value but I don't think I'm quite ready for any home equity LOCs. Hi, Jonathan

Just stumbled on your blog. I’m in the process of renovating a house I just purchased (I closed yesterday, in fact) and I plan to remodel the house in a very green way. I’ve even started a blog (EcoRemodelers.com) to track and show how others can do it, too.

My question - can the FHA 203K act as an additional loan on top of my current mortgage to cover the fees of this remodel? I bought the house for more than $20k below the current assessed value but I don’t think I’m quite ready for any home equity LOCs.

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